Solutions for Every Stakeholder

Whether you're a merchant, sponsor bank, CRM platform, or ISO partner — GrayPay gives you the tools to succeed in high-risk payment processing.

For Merchants

Stop Losing Revenue to Declines

Traditional processors reject you. GrayPay connects you to sponsor banks who understand high-risk and gives you the tools to optimize every transaction.

The Problem High decline rates, surprise chargebacks, and no visibility into why transactions fail.
The Outcome 35% fewer declines, early chargeback alerts, and actionable insights to optimize approvals.
  • Real-time transaction monitoring with decline intelligence
  • VAMP scoring to prevent chargebacks before they happen
  • Multi-processor routing for maximum approval rates
Up to 35% Decline reduction
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For Sponsor Banks

Expand Your Portfolio Safely

High-risk doesn't have to mean high anxiety. GrayPay provides the risk visibility and compliance tools you need to sponsor merchants with confidence.

The Problem Limited visibility into merchant behavior, regulatory surprises, and chargeback ratio breaches.
The Outcome Portfolio-wide dashboards, real-time alerts, and proactive compliance management.
  • Portfolio-wide risk dashboards with real-time alerts
  • VAMP and chargeback monitoring by merchant and category
  • Settlement reconciliation and regulatory audit trails
2-3x Faster risk visibility
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For CRMs & Platforms

Embed Payments Into Your Product

Your platform serves high-risk verticals. GrayPay gives you the payment infrastructure to match — with APIs that fit your workflow and data your users need.

The Problem Your users need payments, but mainstream processors won't serve your verticals.
The Outcome White-label payment flows, embedded analytics, and API-first integration.
  • 298+ API endpoints for deep integration
  • White-label options with your branding
  • Webhook integrations for real-time data sync
298+ API endpoints
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For Partners & ISOs

Grow Your Residual Income

Partner with a platform that actually helps your merchants succeed. When they win, your residuals grow. GrayPay makes you look good.

The Problem Merchant churn erodes residuals, and you have no tools to help them succeed.
The Outcome Commission tracking, portfolio analytics, and tools that keep merchants processing.
  • Commission tracking and residual calculations
  • CRM integrations for seamless merchant onboarding
  • Portfolio performance analytics and alerts
Lower Merchant churn
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Ready to See GrayPay in Action?

Get access to your dedicated portal and start optimizing your payment operations today.

Book a Demo