Trusted by High-Volume Merchants

The Operating System for
High-Risk Payments

Smart orchestration across processors, VAMP chargeback prevention, and real-time portfolio intelligence. Built for merchants who need more than traditional payment processors can offer.

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Integrated With Leading Platforms
Stripe
Adyen
Square
Worldpay
Payoneer
Notion CRM

Enterprise-Grade Capabilities

Built for scale, designed for complexity, ready for compliance.

Smart Orchestration & Routing
Route transactions across Stripe, Adyen, Square, and direct bank connections through a single unified API. Maximize approvals with intelligent failover.
VAMP Chargeback Engine
Visa Acquirer Monitoring Program compliance with early-alert detection. Stop chargebacks before they hit your merchant account.
Real-Time Portfolio Intelligence
Understand exactly why transactions fail. Get actionable recommendations to improve approval rates for banks and CRMs.
PCI DSS Compliance
Full audit logging, regulatory reporting, and enterprise security. Your compliance team will love us.
Real-Time Settlement
Sub-millisecond processing with 99.9% uptime SLA. See your money move in real-time with complete transparency.
Partner-Ready Residuals
Dedicated portals for ISOs and partners with commission tracking and referral management. Everyone gets the view they need.

The Numbers That Matter

Real results from merchants using GrayPay's orchestration layer.

35%
Decline Reduction
2-3x
Faster Chargeback Insight
298+
API Endpoints
99.9%
Uptime SLA

How It Works

Three steps from onboarding to optimized payments.

1
Merchant Connects
Onboard through our portal or API. Connect your existing processors or let us match you with sponsor banks.
2
GrayPay Orchestrates
Our engine routes transactions intelligently, manages risk, and prevents chargebacks in real-time.
3
Banks & Processors Settle
Settlements flow through with full visibility. Everyone sees the data they need to optimize.

Access Your Portal

Each stakeholder gets a dedicated experience tailored to their needs.

Merchant Portal
Transactions, chargebacks, and API management
Admin Portal
Platform operations and risk management
Bank Portal
Sponsor bank settlement and risk views
Partner Portal
Commissions, referrals, and CRM integration

Ready to See GrayPay in Action?

Join merchants processing millions through our enterprise platform.

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